Business travel total cost.

Corporate travel costs stack across flights, hotels, meals, and incidentals. Typical business trip: flight 300-800, hotel 150-250/night, meals 50-100/day, plus transit/parking. A 3-day domestic trip lands at 800-1,500. International doubles that. Multiply across team and annual travel budget quickly becomes material.

10 trips/month × 400 flight + 2 nights × 180 hotel + 3 meals/day × 3 days × 50 = 4,000 + 3,600 + 4,500 = 12,100 monthly, 145,200 annually. For a 30-person team, that's ~4.8k/employee/year in travel costs - typical for growth-stage B2B SaaS with field sales teams.

Cost-cutting levers: corporate travel management contracts (save 10-20% on negotiated rates), per-diem instead of receipt-based (saves admin cost), video-first meeting policy (saves 30-50% of travel frequency), preferred hotel chains (earn points, loyalty discounts). Combined programmes typically cut travel costs 20-30% without restricting key customer-facing activity.

Quick example

With trips per month of 10 and avg flight cost of 400 (plus avg hotel nights per trip of 2 and avg hotel nightly of 180), the result is 12,100.00. Change any figure and watch the output shift — it's often more useful to see the pattern than to memorise the formula.

Which inputs matter most

You enter Trips per Month, Avg Flight Cost, Avg Hotel Nights per Trip, Avg Hotel Nightly, and Meals per Day. Frequency and unit price pull the total in different directions. The biggest surprise for most people is how small recurring amounts compound into large annual figures — that's where this calculation earns its keep.

What's happening under the hood

Flight = trips × flight cost. Hotel = trips × nights × nightly. Meals = trips × days × meals × cost. Total = sum. The formula is listed in full below. If the number looks off, you can retrace the calculation by hand — that's the point of showing the working.

What the score tells you

Headline financial numbers — income, savings, debt — each tell part of the story. This calculation stitches several together into a single read you can track over time. The value is in the direction, not the absolute number.

What this doesn't capture

The score is a composite of the inputs you provide. Life context — job security, family obligations, health, housing — doesn't appear in the math but shapes the real picture. Use the number as a prompt, not a verdict.