Privacy Policy

Brightscale Labs Limited — Brightscale Labs Limited operates fintoolsuite.com and its financial tools. Registered in England and Wales, Company No. 16990009. Registered office: 8 Flay Field, Tithebarn, Exeter, England, EX1 3YA.

For privacy requests, contact us at [email protected] .

All calculators run entirely in your browser — no account is needed. We do not send your inputs to our servers. Exports and results are created on your device and stored wherever you choose to save them.

We do not collect or store your IP address. Our hosting provider, Cloudflare, may process IP addresses and basic device/browser data as part of delivering pages, providing security, and serving content. This processing is handled by Cloudflare under their own privacy policy — we do not have access to this data.

Cookies and identifiers:

• Strictly necessary: security, load balancing, consent management.
• Optional: Google AdSense ads and (if enabled) analytics, only activated with your consent.

We collect anonymous page view statistics to understand how our tools are used. This includes: the page visited, device type (mobile or desktop), language preference, and referral source (e.g. search engine). We do not store IP addresses, use cookies, set identifiers, or collect any personal data for this purpose. This data cannot be used to identify any individual visitor.

When a calculator is used on this site, we collect anonymous usage data to improve our tools and generate aggregate statistical insights. This collection is performed under the legitimate interest legal basis of UK GDPR (Article 6(1)(f)) and the statistical purpose exemption (Article 89).

Data collected for each calculator interaction:

• Calculator identifier (which tool was used)
• Numeric input values entered into the calculator (e.g. loan amount, interest rate, time period)
• Calculated result value
• Country and city/region (derived from Cloudflare network headers — not from IP address storage or geolocation API)
• Language and currency selection
• Device type (mobile or desktop), viewport dimensions, and connection speed
• Timezone offset, colour theme preference (dark/light), and referral source
• Page timing data: time elapsed before first calculator input (decision time) and total time spent on the page — measured using standard browser performance APIs, with no cookies or identifiers involved

We do NOT collect:

• IP addresses — these are never stored or logged
• Names, email addresses, or any personally identifiable information
• Browser fingerprints, cookies, or tracking identifiers
• Geolocation API data (GPS coordinates)

This data is used solely for aggregate statistical analysis — for example, understanding which calculators are most popular in different regions, or what typical input ranges look like across our user base. Individual records cannot be linked to any identifiable person. Aggregate insights derived from this data may be shared with third parties for commercial purposes; individual-level records are never shared.

Legal basis: Legitimate interest (UK GDPR Article 6(1)(f)) for anonymous statistical processing. No consent is required under PECR (Privacy and Electronic Communications Regulations) as no cookies or device storage are used for this purpose. This data collection also complies with: EU GDPR (anonymous data exemption, Recital 26), Brazil LGPD (Article 12 — anonymised data exemption), Turkey KVKK (Article 28(ç) — statistical data exemption), Saudi Arabia PDPL (Article 2 — non-identifiable data exemption), and equivalent provisions in all jurisdictions where this site operates.

• Provide and secure the site (hosting, CDN, security).
• Measure site performance (if analytics is enabled with consent).
• Show Google AdSense ads; cookies/identifiers may be used for delivery, measurement, and, if allowed, personalisation.
• Improve content and user experience.

A consent banner gives you choices when you first visit. Optional cookies remain off until you consent. You can change your settings at any time via cookie settings in the footer or your browser preferences.

• Consent: optional cookies/identifiers for ads and analytics — only if you give consent. You can withdraw at any time.
• Legitimate interests: site security, load balancing, preventing abuse, and limited usage metrics where allowed without cookies.
• Contract/necessity: provide the site and content you request.
• Legal obligations: comply with lawful requests.

Where applicable, you have the right to:

• Withdraw consent (via Cookie Settings or by contacting us).
• Access, correct, delete, or restrict processing of your personal data.
• Object to processing based on legitimate interests.
• Data portability (where applicable).
• Lodge a complaint with your local data protection authority.

• Hosting/CDN: Cloudflare — for site delivery and security.
• Ads: Google AdSense — for ad delivery and measurement using cookies/identifiers.
• Analytics (if enabled): aggregated usage metrics.

We do not sell personal data. See Google Privacy & Terms (Ads) for more on how Google uses data.

Data may be processed abroad by providers (Google, Cloudflare). Where required, we rely on transfer safeguards such as Standard Contractual Clauses (SCCs).

We do not keep calculator inputs. Server logs are retained for a limited operational and security period. Consent records are retained as required for compliance. Optional cookie durations follow each vendor's retention policy.

Our tools are designed for general audiences and are not directed at children. If you believe a child has provided personal data, please contact us.

We may update this policy from time to time. The updated date at the top of this page will reflect the most recent revision.

Questions about privacy? Email us at [email protected] .