Terms of Use

FinToolSuite services and tools are provided for informational and educational use only. Content and outputs do not constitute financial, legal, or tax advice, and they should not be treated as regulated advisory services or guarantees of outcomes.

You must not misuse the site, scrape it, or attempt to disrupt service. Do not use the tools for unlawful activity or to mislead others. Respect our intellectual property and branding at all times.

Accounts are not required for these tools. If you share or export data (such as PDFs or CSVs), be sure to handle and store it securely.

General Limitation: You acknowledge that the service is provided free of charge and that the following limitations are fair and reasonable. To the maximum extent permitted by the laws of England and Wales, Brightscale Labs Limited (and its directors, employees, or agents) shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages. This includes damages for loss of profits, investment losses, data loss, or other intangible losses resulting from:

• Your use or inability to use the calculators;
• Any errors, omissions, or inaccuracies in the calculator outputs;
• Any decisions made or actions taken by you in reliance on the information provided;
• Unauthorised access to or alteration of your transmissions or data;
• Any content or conduct of any third party on the service.

Financial Cap: In no event shall the Company's total aggregate liability exceed the greater of: (a) the total fees paid by you to the Company (if any) in the twelve months preceding the claim; or (b) £50.00 GBP.

Indemnity: You agree to indemnify, defend, and hold harmless Brightscale Labs Limited from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of: (i) your misuse of the service; (ii) your violation of these Terms; or (iii) any claim by a third party that your use of the service caused them loss or damage.

Legal Exceptions: Nothing in these Terms shall limit or exclude our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by the laws of England and Wales.

Some features may use third-party services. When you use those features, their terms and privacy practices also apply.

We may update these terms as we improve the service. Changes will be posted here, and the date above will be updated. By continuing to use the service, you agree to the updated terms.

These terms are governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts located in England for any dispute.

Questions about these terms? Email us at [email protected] .