Financial Guides & Calculator Tips — page 6
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Compound Interest vs Credit Card Debt: Same Formula
Compound interest runs on one formula that works for and against the same person. See how 5,000 grows to about 9,836 invested at 7%, yet compounds to more than 44,000 as credit card debt at 22%.
Cash vs Investing Inflation: How Much Value You Lose
Money left in cash quietly loses purchasing power as prices rise. This guide shows the real-value erosion formula, a country-neutral worked example, and how to read the gap between holding cash and investing it.
Real rate of return: inflation-adjusted investing guide
A 7% return during 3.5% inflation is really about 3.38% in real terms. This guide explains the real rate of return, the formula behind it, and how to read an inflation-adjusted projection, with a worked example in any currency.
Cap Rate Calculator: Real Estate Investing 101 Guide
The capitalisation rate turns price and rent into one comparable yield. This guide explains the cap rate formula with a worked example and a free cap rate calculator.
Rental Yield Calculator: Gross vs Net vs Real Yield
Gross, net and real rental yield explained in plain English, with the formula and a worked example that works in any currency. See what a property advert's headline yield really means once costs and inflation are counted.