Streaming Subscription Cost Calculator
Total annual cost of streaming services stacked.
Calculate total annual cost of stacked streaming services. See combined spend and compare to traditional TV packages. Instant result with methodology shown.
What this tool does
Enter monthly cost of each streaming service you subscribe to (up to 5). The tool calculates combined monthly and annual streaming cost.
Enter Values
Formula Used
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Disclaimer
Results are estimates for educational purposes only. They do not constitute financial advice. Consult a qualified professional before making financial decisions.
Streaming service stacking has quietly become one of the largest discretionary spending categories. Typical household 2026: Netflix 8-18/month, Disney+ 8-12/month, Amazon Prime 9/month, Spotify 11/month, plus others (Apple TV+, Paramount+, Discovery+, NowTV). Combined 45-70/month = 540-840/year.
The streaming industry structured itself around this by design. Each service feels reasonable individually; stacked they exceed traditional pay-TV they replaced. The calculator surfaces combined cost — often reveals opportunity to drop underused services.
What the result means
Combined monthly is your total streaming spend. Annual is the yearly total. Compare to traditional pay-TV — often streaming now costs more than the packages it replaced. Identifies candidates for cancellation.
Quick example
With service 1 monthly of 15 and service 2 monthly of 10 (plus service 3 monthly of 9 and service 4 monthly of 11), the result is 636.00. Change any figure and watch the output shift — it's often more useful to see the pattern than to memorise the formula.
Which inputs matter most
You enter Service 1 Monthly, Service 2 Monthly, Service 3 Monthly, Service 4 Monthly, and Service 5 Monthly. Frequency and unit price pull the total in different directions. The biggest surprise for most people is how small recurring amounts compound into large annual figures — that's where this calculation earns its keep.
What's happening under the hood
Sum of all service monthly costs × 12 for annual total. The formula is listed in full below. If the number looks off, you can retrace the calculation by hand — that's the point of showing the working.
Why run the calculation
Utility bills creep. Small annual increases stack into meaningful differences over a decade. Running this once a year and switching providers when the gap widens is one of the easiest ways to keep household costs in check.
What this doesn't capture
Usage varies month-to-month; tariffs change; discounts come and go. The figure here is a clean baseline — your actual annual bill will fluctuate around it. Use the calculation to benchmark providers, not as a prediction of a specific bill.
Streaming subscriptions produce annual cost based on the inputs provided.
Inputs
This example uses typical values for illustration. Adjust the inputs above to match a specific situation and see how the result changes.
Sources & Methodology
Methodology
Sum of all service monthly costs × 12 for annual total.
References
Frequently Asked Questions
How many services is typical?
Are bundles cheaper?
How to reduce streaming cost?
Are ad-supported tiers worth it?
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