REIT dividend income.

REITs (Real Estate Investment Trusts) must distribute 90%+ of taxable income as dividends - high yield by structure. Average REIT yield: 4-6% (vs S&P 500 1.5-2%). Calculator estimates annual dividend income from REIT holdings. REITs: Land, Land Securities. REITs: Realty Income, Simon Property, Equity Residential.

Example: own 1,000 REIT shares at 20 each, paying 1.20 annual dividend = 1,200 annual income. Yield = 6%. Over 5 years: 6,000 cumulative income (excluding dividend growth). REITs offer property exposure with stock-like liquidity and dividends - access institutional-grade real estate without 400k house purchase.

REIT advantages: instant diversification (one REIT = 100s of properties), liquidity (sell shares anytime), no tenant management, 90% mandatory payout = high yields, professional management. Disadvantages: interest rate sensitive (REITs fall when rates rise), dividend taxed as income (unfavourable in taxable accounts), no leverage benefits like personal property purchase. Best held in tax-advantaged accounts (tax-advantaged savings account, tax-advantaged retirement account, pension) where high distributions don't trigger annual tax.

A worked example

Try the defaults: reit share price of 20, annual dividend per share of 1.2, shares owned of 1,000, years to project of 5 years. The tool returns 1,200.00. You can adjust any input and the result updates as you type — no submit button, no reload. That's the real power here: seeing how sensitive the output is to one or two assumptions.

What moves the number most

The result responds to REIT Share Price, Annual Dividend Per Share, Shares Owned, and Years to Project. Not every input has equal weight. Flip one at a time toward extreme values to feel which ones move the needle most for your situation.

The formula behind this

Annual dividend income = dividend per share × shares. Yield = dividend / share price. Everything the calculator does is shown in the formula box below, so you can check the math against your own spreadsheet if you want.

Using this well

Treat the output as one point on a wider map. Run it three times — a pessimistic case, a central case, and a stretch case — and plan against the pessimistic one. That habit alone separates people who stick with an investment plan from those who bail at the first wobble.

What this doesn't capture

Steady-rate math ignores real-world volatility. Actual returns are lumpy; sequence-of-returns risk matters most in drawdown; fees and taxes drag on compound growth; and behaviour changes in drawdowns can reduce outcomes below the projection. Treat the number as one scenario, not a forecast.