Income Calculators

After-Tax Yield Calculator

Convert a pre-tax bond or savings yield into the after-tax yield kept at your marginal income tax rate. Enter pre-tax yield and see the result instantly.

Amazon Flex Pay Calculator

Calculate net Amazon Flex earnings after vehicle costs and self-employment tax reserve. Enter hourly rate to see annual net income and effective hourly rate.

Annual Bonus Compound Calculator

Future value of investing annual bonuses over a career at expected return. Enter bonus after tax and years to see compound fv of investing every bonus.

Annual Gift Tax Allowance Value Calculator

Calculate the cumulative tax saving from using an annual tax-free gift allowance every year for a chosen period. Free and runs in your browser.

Annual Leave Value Calculator

Calculate the monetary value of annual leave days in your salary. Enter working days per year and see the result instantly.

Annual to Hourly Rate Calculator

Convert annual salary to hourly, daily, weekly, and monthly rates. Enter hours per week and weeks per year for an instant result.

Annual to Monthly Salary Calculator

Convert annual salary to monthly, weekly, and daily equivalents at standard working-day assumptions. Shows monthly and weekly from the values you enter.

Bonus Impact Calculator

Work out the impact of a one-off bonus on your annual income and effective monthly pay. Enter base salary and see the result instantly.

Bonus Take-Home Calculator

Estimate the net take-home amount of a bonus after marginal tax. Plan year-end payouts, signing bonuses, and commissions.

Bonus to Pension Conversion Calculator

Compare taking a bonus as cash versus routing it into your pension to see the long-term wealth difference. Enter gross bonus and see the result instantly.

Bonus vs Salary Increase Calculator

Compare the lifetime value of a one-off bonus against a permanent salary increase over a set horizon. Enter alternative annual raise to see which wins.

Capital Gains Tax Calculator

Calculate capital gains tax on a sale. See net proceeds after tax and effective return on cost basis. Enter sale price to see gross gain and tax owed.

Career Change Financial Gap Calculator

Calculate total financial gap and break-even time for a career change. Enter salary and new career salary for an instant result.

Career Earnings Peak Calculator

Project salary at career peak based on current salary, growth rate, and years to peak. Shows peak salary from the values you enter.

Charitable Donation Tax Relief Calculator

Calculate the tax relief available on a charitable donation based on your marginal tax rate. Enter gross donation to see relief received and the true net cost.

Commission Earnings Calculator

Calculate total earnings under a commission plan. Enter base, sales, and commission rate to see total income. Enter base salary and see the result instantly.

Commission vs Base Tradeoff Calculator

Compare a high-base low-commission package against a low-base high-commission one at your expected attainment. Enter offer a base and see the result instantly.

Commute Cost Calculator

Calculate total annual commute costs including fuel, vehicle maintenance, wear-and-tear, parking, tolls, and public transportation expenses.

Consumption Tax Receipt Calculator

Split a tax-inclusive price into the pre-tax amount and the tax portion at any rate. Enter tax rate and see the result instantly.

Contractor Day Rate Calculator

Calculate the day rate it helps to charge as a contractor to match a salary target, after accounting for non-billable days and business overheads.

Contractor Day Rate Needed Calculator

Work out the contractor day rate needed to match the total compensation of a permanent employee. Enter gross salary to see minimum day rate needed to match.

Depreciation Calculator

Calculate annual and monthly straight-line depreciation from asset cost, salvage value, and useful life. Enter useful life years and see the result instantly.

Dividend After-Tax Calculator

Calculate the after-tax cash kept from dividend income at your marginal dividend tax rate. Enter gross dividend to see tax owed and the cash kept.

Dividend vs Salary Tax Split Calculator

Compare the net cash from extracting profit as salary versus as dividends from a small company. Enter gross profit available and see the result instantly.

Dog Walking Income Calculator

Calculate dog walking annual income from walks per day, dogs per group, price, and days worked. Enter dogs per walk and see the result instantly.

Effective Tax Rate Calculator

Calculate effective tax rate from gross income and total tax paid. See net income and monthly take-home. Enter gross annual income and see the result instantly.

Employer Match Value Calculator

Calculate the compound lifetime value of employer pension matching — the 'free money' that compounds over a career. Enter salary and see the result instantly.

Equity Option Breakeven Calculator

Find the share price needed for stock options to break even after exercise cost and tax. Enter strike price to see breakeven price and current paper value.

Equity Vesting Value Calculator

Estimate the annual and total value of an equity grant vesting on a schedule, including the after-tax take-home. Free and runs in your browser.

Estimated Quarterly Tax Calculator

Estimate quarterly tax payments for self-employment income. See annual total and monthly reserve needed. Educational tool, no signup required.

Executive Compensation Calculator

Calculate total executive compensation including base, bonus, equity, perks, and pension. Enter base salary and target bonus for an instant result.

Fiverr Earnings Calculator

Calculate Fiverr seller net earnings after platform fees including effective hourly rate. Enter order value to see monthly net earnings and annual net.

Four Day Week Financial Impact Calculator

Calculate net financial impact of moving to four-day work week including savings. Enter salary and salary reduction for an instant result.

Four-Day Week Value Calculator

Compare effective hourly pay between a five-day week and a four-day week with adjusted salary and hours. Enter annual salary and see the result instantly.

Freelance Day Rate to Salary Converter

Convert freelance day rates to equivalent salary accounting for taxes, holidays, sick days, contract gaps, and benefits. Calculate true annual compensation.

Freelance Payment Buffer Calculator

Calculate the cash buffer freelancers need based on average days to payment and daily revenue. Enter safety multiplier and see the result instantly.

Gross vs Net Salary Comparison Calculator

Compare two job offers on gross and net take-home. Enter your own effective tax rates to keep it jurisdiction-agnostic. Free educational tool.

Gross-Up Calculator

Work out the gross salary or payment needed so that the after-tax amount equals your desired net figure. Enter target net amount and see the result instantly.

Gross vs Net Income Calculator

Calculate net income from gross salary and deductions: tax, pension, payroll taxes, student loan. Enter gross annual salary and see the result instantly.

Headhunter Fee vs Role Value Calculator

Translate a headhunter fee into the implied first-year salary commitment to better understand the role's seniority. Free and runs in your browser.

Hobby Loss Calculator

Determine hobby vs business tax classification and deductible expenses. Enter gross revenue and profit years in last 5 for an instant result.

Hourly Pay to Monthly Calculator

Convert hourly pay to monthly and annual income at a given weekly hours. Enter hourly rate and see the result instantly.

Hourly Rate vs Salary Calculator

Compare annualised hourly pay against a salaried role including benefits value. Enter hourly rate to see which role pays more and the annualised difference.

Hourly to Annual Salary Calculator

Convert hourly pay into annual, monthly, weekly, and daily amounts. Enter hourly rate and hours per week to see annual equivalent and monthly.

Hourly to Monthly Income Calculator

Convert an hourly wage into weekly, monthly and annual income based on the hours you work. Pure arithmetic — no tax assumptions.

Income After Expenses Calculator

Calculate disposable income after fixed monthly expenses. Enter net monthly income and rent / mortgage for an instant result.

Income Growth Rate Calculator

Calculate annualised income growth rate from start and end income values. Enter starting income and years between to see annualised growth rate.

Income to Savings Ratio Calculator

Calculate your savings rate as a percentage of income. Enter gross annual income and annual savings to see where you land on the common benchmarks.

Interview Lost Income Calculator

Calculate the lost income from unpaid time off taken for interviews and travel during a job hunt. Enter interview days to see total cost of the search.

IR35 Inside vs Outside Calculator

Compare contractor take-home pay inside vs outside IR35 status. Educational tool — instant results from the numbers you enter.

tax-advantaged savings account vs Taxable Account Wrapper Calculator

Compare a tax-free wrapper (tax-advantaged savings account, tax-advantaged, tax-advantaged savings account) against a taxable account over a long investment horizon. Enter initial investment and see the result instantly.

Job Offer Comparison Calculator

Compare total compensation across two job offers. See the salary, bonus, and benefits breakdown for each. Free and runs in your browser.

Job Search Cost Calculator

Calculate total cost of job searching including lost income and expenses. Enter months searching and salary lost for an instant result.

LinkedIn Premium Worth It Calculator

Calculate if LinkedIn Premium is worth the cost based on your usage and opportunity value. Enter extra inmails per month and see the result instantly.

Marginal Pension Relief Calculator

Calculate the lifetime tax relief from regular pension contributions at your marginal rate. Enter years contributing to see total relief over the period.

Marginal vs Average Tax Calculator

Compare your marginal tax rate against your effective average rate to see what each extra pound is really taxed. Free and runs in your browser.

Multiple Income Stream Calculator

Combine up to four separate income streams. See total monthly and annual income and each source's share of the total. Free and runs in your browser.

Notice Period Value Calculator

Calculate the cash value of your contractual notice period including base salary and benefits. Enter gross salary and benefits value for an instant result.

Overtime Pay Calculator

Calculate overtime pay at any multiplier (1.5x, 2x, custom). Verify pay slips and plan around overtime hours. Free and educational.

Parental Leave Cost Calculator

Calculate total cost of parental leave including foregone salary above any statutory pay received. Enter leave months to see total income foregone.

Part-Time vs Full-Time Calculator

Compare total annual earnings between part-time hourly work and full-time salaried employment. Enter full-time annual salary and see the result instantly.

Passive Activity Loss Calculator

Calculate allowed passive activity losses based on income, AGI, and participation level. Enter passive income and passive losses for an instant result.

Pay Gap Calculator

Calculate the percentage gap between two pay levels and its cumulative lifetime value. Enter salary a and salary b to see annual gap and lifetime cumulative.

Pay Rise Calculator

Calculate net annual, monthly, and weekly increase from a percentage pay rise after tax. Enter annual salary and pay rise percentage for an instant result.

Pay Rise Lifetime Value Calculator

Calculate the lifetime value of a one-time pay rise compounded across remaining working years. Enter pay rise amount to see cumulative lifetime value.

Pay Rise vs Job Change Calculator

Compare cumulative earnings from staying put versus accepting a job change over a 5-15 year career horizon. Enter salary and see the result instantly.

Payroll Total Cost Calculator

Calculate total payroll cost including employer NI, pension, and benefits. Enter gross salary total and employer pension for an instant result.

Payroll Tax Split Calculator

Split a gross salary into the employee and employer portions of payroll tax to see the true labour cost. Enter employee rate and see the result instantly.

Payslip Breakdown Calculator

Break down a payslip into tax, pension, and other deductions you enter. Shows net take-home and each deduction's share. Instant result with methodology shown.

Pension Carry Forward Value Calculator

Calculate the tax saving from using accumulated unused pension allowance from prior years. Enter unused allowance available and see the result instantly.

Pension Drawdown Tax Calculator

Calculate the after-tax retirement income from a pension drawdown given annual withdrawal and your retirement marginal rate.

Phased Retirement Salary Path Calculator

Project income across a phased retirement where hours and salary reduce over a set number of years. Enter annual salary to see total income across the phase.

PPP Salary Comparison Calculator

Compare salaries across countries using purchasing power parity (PPP) factors. Enter home country salary and target country salary for an instant result.

Promotion Lifetime Earnings Calculator

Calculate lifetime earnings boost from a promotion compounded over years until retirement. Enter salary and promotion increase for an instant result.

Promotion Value Calculator

Calculate the lifetime earnings value of a promotion compounded across remaining career years. Enter annual salary and promotion raise for an instant result.

PSU (Performance Share Unit) Calculator

Calculate Performance Share Unit (PSU) expected value with performance multiplier and growth. Enter psu units and share price for an instant result.

Raise Impact Calculator

Estimate actual take-home pay increase from salary raise after taxes. Calculate real net income benefit from wage increase.

Invest Your Raise Calculator

See what investing your raise looks like over years. Redirect the salary increase into investment and project the compound value.

Raise vs Promotion Calculator

Compare cash value of a raise against a promotion including title, responsibility, and pay changes. Enter salary to see lifetime cash difference.

Real Hourly After Work Costs Calculator

Calculate your real hourly rate after work-related costs and unpaid commute time. Enter net salary and paid hours per week for an instant result.

Relocation Break-Even Calculator

Compare a job offer salary bump against higher cost of living and relocation cost. See annual net benefit and payback period.

Relocation Lump Sum Value Calculator

Calculate the after-tax value of a relocation lump sum and compare it against your actual moving costs. Enter gross lump sum and see the result instantly.

Remote vs Office Total Compensation Calculator

Compare remote versus office compensation including commute time value, remote savings, and office-provided benefits. Free and educational.

Remote Work Savings Calculator

Calculate annual savings from working remotely across commute, lunch, clothing, and childcare. Enter commute cost and lunch savings for an instant result.

Retention Bonus Value Calculator

Convert a lump-sum retention bonus into an annual value to compare it fairly against a salary raise or alternative offer.

Retirement Contribution Tax Savings

Estimate immediate tax savings from a pre-tax retirement contribution. See net out-of-pocket cost after tax. Free and runs in your browser.

Rideshare Driver Income Calculator

Calculate real rideshare driver income after platform fees, fuel, and costs. See net hourly and annual earnings. Instant result with methodology shown.

tax-advantaged vs Traditional Pension Breakeven Calculator

Compare a tax-now (tax-advantaged) versus tax-later (traditional) pension contribution at different working and retirement tax rates.

Sabbatical Cost Calculator

Estimate the full cost of a sabbatical including foregone salary, foregone retirement contributions, and ongoing expenses.

Salary by Country Calculator

Compare salaries across countries by adjusting for cost of living index. Enter home country salary and target country salary for an instant result.

Salary Negotiation Lifetime Value Calculator

Calculate lifetime value of a salary negotiation including compounding raises over career years. Enter current/offered salary and see the result instantly.

Salary Sacrifice Value Calculator

Calculate the take-home cost of a salary sacrifice pension contribution after income tax and payroll tax savings. Free and runs in your browser.

Salary to Day Rate Calculator

Convert annual salary to equivalent freelance day rate with benefits uplift. Enter working days per year to see salary day rate and recommended freelance rate.

Salary to Hourly Converter

Convert annual salary into hourly, daily, weekly, and monthly equivalents. Compare salaried roles against hourly contract rates.

Sales Commission Calculator

Calculate sales commission with tiered rates. See base earnings, tier bonuses, and effective commission rate across total sales.

Second Job Income Calculator

Calculate effective hourly pay from a second job after marginal tax impact. Enter hours per week and hourly rate to see net hourly pay and annual net income.

Self-Employed vs Employee Calculator

Compare net earnings between W2/payroll withholding employment and self-employment after taxes and overhead. Enter employee annual salary and see the result instantly.

Side Hustle Calculator

Calculate true side hustle profitability after direct costs and opportunity cost of time. Enter revenue to see monthly true profit and gross profit.

Side Hustle Profitability Calculator

Estimate side hustle profitability after accounting for self-employment tax, business expenses, hourly time costs, and primary income impact analysis.

Signing Bonus After-Tax Calculator

Calculate the true after-tax value of a signing bonus accounting for marginal tax and clawback risk. Enter gross signing bonus to see expected after-tax value.

Starting Salary vs Passion Calculator

Compare lifetime earnings between passion and lucrative careers over a chosen period. Enter passion starting salary and see the result instantly.

Startup vs BigCo Calculator

Compare startup vs big company total compensation including equity expected value. Enter startup annual salary and startup equity for an instant result.

Student Loan Total Interest Calculator

Estimate total interest paid on a student loan given balance, interest rate and monthly payment. Educational tool — instant results from the numbers you enter.

Take-Home Pay Estimator

Estimate annual, monthly, and weekly take-home pay from gross salary and effective tax rate. Works in any currency. Instant result with methodology shown.

TaskRabbit Earnings Calculator

Calculate TaskRabbit earnings from tasks per week, hours per task, hourly rate, and fee. Free educational calculator with the math explained step by step.

Tax-Adjusted Savings Rate Calculator

Calculate an effective savings rate that adjusts for tax-advantaged wrapped savings (tax-advantaged savings account, pension) versus taxable savings.

Tax Loss Harvesting Calculator

Calculate the tax saved when realised investment losses offset gains at your marginal capital gains rate. Enter realised loss and see the result instantly.

Tax Refund Foregone Interest Calculator

Calculate the interest you give up by over-withholding tax and getting a refund instead of accurate withholding. Free — no signup.

Toptal Earnings Calculator

Calculate Toptal freelancer annual earnings and Toptal markup. Enter hourly rate to see toptal annual earnings and total client cost including markup.

True Hourly Wage Calculator (Remote vs Office)

Calculate real hourly wage after deducting commuting costs, work clothes, meals, and commute time. Compare remote versus office work compensation.

TUPE Transfer Calculator

Calculate financial impact of TUPE transfer on pension, holidays, and benefits. Enter salary to see annual benefit loss from tupe transfer pension and holiday.

Turo Car Sharing Calculator

Calculate Turo car sharing monthly income from daily rate, occupancy, fees, and depreciation. Enter car value and see the result instantly.

Two-Income Household Gap Calculator

Calculate the true net gain of a second household income after childcare, commuting, and work-related costs. Free — no signup.

Unpaid Overtime Lifetime Cost Calculator

Calculate the lifetime cost of regular unpaid overtime in real wage terms. Enter weekly extra hours and hourly rate to see lifetime value given away.

Unpaid Overtime True Hourly Rate Calculator

Calculate true hourly rate when working unpaid overtime above contracted hours. Enter salary and contracted hours per week for an instant result.

Upwork Earnings Calculator

Calculate net annual Upwork earnings after platform service fees from hourly rate and weekly hours. Enter hours per week and see the result instantly.

VRBO Host Profit Calculator

Calculate VRBO host monthly profit from nightly rate, occupancy, fees, cleaning, and overhead. Enter vrbo fee and see the result instantly.

Weekly to Annual Income Calculator

Convert weekly earnings to annual, monthly, and daily equivalents. Free educational calculator with the math explained step by step.

Work Abroad Financial Calculator

Calculate net financial gain from working abroad including cost of living and relocation. Enter home salary and abroad salary for an instant result.

Work From Home Savings Calculator

Calculate annual savings from remote work including fuel costs, vehicle maintenance, commuting expenses, food savings, and utility increases.

Work-to-Buy Converter

Convert purchase prices into equivalent hours of work at hourly rate to visualize true time cost of purchases and expenses.